About Us

Own New

Own New is aimed at creating a more open system of lending to make home ownership attainable to more people.

Eliot Darcy

Founder of Own New & Market Mortgage

Own New was created by entrepreneur Eliot Darcy through his company, Market Mortgage. He founded the firm in 2017 with backing from Capita PLC as a major shareholder. With its support, Market Mortgage has worked with lenders, brokers, builders and investors to develop a simple yet robust solution to increase the availability of high-LTV mortgages.

Eliot trained and qualified with PwC as a Chartered Accountant. He worked as an Investment Director at two venture capital funds for 11 years, before he left his role to start Market Mortgage.

Barbara Nnotum

Head of Products & Operations

Barbara joined the Market Mortgage team in 2019. She is responsible for onboarding builders and facilitating the day-to-day operations of the Own New scheme. Barbara has 7 years’ experience in Product and Operational Development. She is a qualified Medical Doctor and Certified Scrum Product Owner (CSPO) with a Masters in Business Management and CIMA Certificate in Business and Accounting Dynamics.

Own New Barbara

Own New Team

Own New Team

Stuart Bell

Head of Technology

9 years’ experience in enterprise systems delivery and cloud technology. Associate Technical Director at Capita Scaling Partner

Brian O'Neill

Head of Finance

Chartered accountant with 17 years’ experience. Head of Modelling at Capita Scaling Partner. Previously at KPMG and FRP Advisory.

Sophie Millington

Head of Marketing

10 years of experience founding, scaling and selling her own startup. Now leading the marketing activities for Own New.

Cristian Florea

Lead Analyst

Senior analyst at Capita Scaling Partner and recent University of Bath graduate with finance and consulting experience.

Jess Bonner

Board Director

Director at Capita Scaling Partner with 5+ years’ experience helping tech SMEs scale. Previously worked for the UK M&A regulator and qualified as a commercial solicitor.

Ali Sayyah​

Board Director​

Corporate Development Director, Capita. 10 years’ experience in investment banking, subsequently 3 years’ experience in corporate development. 

Bill Gray

Chairman and Board Director

Previously Chief Credit Officer at Santander (CF28). Chair of Board Risk Committee (SMF 10), Wesleyan Bank.

David Stunell​

Treasury Adviser​

Non-Executive Director at Market Harborough Building Society and CFO of ALMA. Previously Treasurer of Royal Bank of Scotland Retail, Wealth and Corporate Banking.

Paul Smee

Adviser

Previously Director General at Council of Mortgage Lenders.  Currently Board Member of the Regulator of Social Housing.

Paul Matthews

Credit Risk Adviser

18 years in credit risk and data analytics. Previously at Experian and Euristix before founding Vestigo Partners. PhD in Probability, Warwick University.

Join now

Are you a home builder or mortgage broker? Contact us to be able to offer low deposit mortgages to your customers.