For Brokers

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Some of our approved brokers | Join now
The New Homes Group Logo

Some of our approved brokers | Register now

Offer your customers

Reduced rates & Smaller deposits

2 amazing products

Reduce your customers interest rates by up to 4% * with Rate Reducer

Get your customers on the property ladder faster – only 5% deposit needed with Deposit Drop

Rate Reducer

Tackle the cost of living crisis with a reduced rate mortgage



Great rates

It’s a regular mortgage, just with lower monthly payments for the initial period. Own New’s Rate Reducer makes a beautiful new home a reduced rate reality.

Deposit Drop

Help your customers buy sooner with reduced deposit mortgages and competitive rates





No need for a large deposit or to turn to the bank of mum and dad. Own New’s Deposit Drop gets your customers into a beautiful new home faster.

How it works?

House builders refer customers to an approved Own New broker, who will process the mortgage in the normal way. The Own New platform enables better mortgages for new builds to a broader range of people.

The buyer gets a normal mortgage and owns 100% of their home. House builders contribute to the scheme, paying a small fee on completion of a sale. There is no cost to the customer.

Register your interest

Please note that IFA firms that wish to offer Own New must be able to demonstrate at least ONE of the following:

i) that they work closely with an Own New developer, as confirmed by the developer

ii) that they have current new build experience, processing at least 24 new build cases in a calendar year

If you are part of a network that is already approved, please include that network in the comments box.

Own New offers a better way for people to buy a new home if they have a low deposit or want a lower interest rate. It is designed to make home ownership available to many more people

Subject to each lender's criteria, Own New is available on flats, apartments and houses, low and high-value properties and there are no regional price caps. It is available for people buying their first home and those moving up the property ladder.

The scheme is fully privately funded, with no support
from the taxpayer.

Why Own New?

Brokers we work with

We work with over 90 mortgage brokers in the UK


Brilliant to be working with Own New’s exciting mortgage products in the New Build market. They are helping in two vital areas of affordability & deposit which are huge challenges in the current climate.
Graham Hickey, First Mortgage North East
The own new scheme is a great incentive to help buyers get on the property ladder. The scheme is so simple and easy to use which makes the customer journey more enjoyable.
Craig Moore, New Homes Advice

Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.


Independent financial advice must be sought from a regulated mortgage broker to access this scheme.

* The quoted interest rate is applicable for the initial term of the mortgage