For Home Builders

Some of our partner home builders | Join now
Some of our partner home builders | Join now

Offer your customers

Reduced rates & Smaller deposits

2 amazing products

Reduce your customers interest rates by up to 4%* with Rate Reducer

Get your customers on the property ladder faster – only 5% deposit needed with Deposit Drop

Rate Reducer

Tackle the cost of living crisis with a reduced rate mortgage



Great rates

It’s a regular mortgage, just with lower monthly payments for the initial period. Own New’s Rate Reducer makes a beautiful new home a reduced rate reality.

Deposit Drop

Help your customers buy sooner with reduced deposit mortgages and competitive rates





No need for a large deposit or to turn to the bank of mum and dad. Own New’s Deposit Drop gets your customers into a beautiful new home faster.

How it works?

House builders refer customers to an approved Own New broker, who will process the mortgage in the normal way. The Own New platform enables better mortgages for new builds to a broader range of people.

The buyer gets a normal mortgage and owns 100% of their home. House builders contribute to the scheme, paying a small fee on completion of a sale. There is no cost to the customer.

Enquire now

Own New offers a better way for people to buy a new home if they have a low deposit or want a lower interest rate. It is designed to make home ownership available to many more people.

Subject to each lender's criteria, Own New is available on flats, apartments and houses, low and high-value properties and there are no regional price caps. It is available for people buying their first home and those moving up the property ladder.

The scheme is fully privately funded, with no support
from the taxpayer.

Why Own New?

Home builders we work with

We work with over 60 home builders in the UK


Brilliant to be working with Own New’s exciting mortgage products in the New Build market. They are helping in two vital areas of affordability & deposit which are huge challenges in the current climate.

Graham Hickey, First Mortgage North East

We are very happy to be in partnership with Own New in a positive initiative which helps plug a gap in the housing market left by the end of the Government’s Help to Buy scheme.
Steven Ball, Sales Director at Barratt Developments North East

Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.


Independent financial advice must be sought from a regulated mortgage broker to access this scheme

* The quoted interest rate is applicable for the initial term of the mortgage